Game Rules for Full Table Baccarat (single player)

• Rule Authority
• Premise
• How to Play
• Payoffs
• Setting your table bet limit
• Numeric Keyboard Shortcuts
• Statistics

Rule Authority:

InterCasino Baccarat is played and programmed with Atlantic City Gaming rules.

Authority:

New Jersey Casino Control Commission.

Rule Exceptions:

The cards are reshuffled after 89% of the shoe has been completed. No cards are burned at the beginning of the shoe.

Premise:

At the start of each game two hands are dealt in Baccarat; The Banker's hand and the Player's hand. Before each deal the player is able to place a wager on whether the Player's or the Banker's hand is closet to a total of 9. The player is also able to opt in to wager on a tie (both the banker's and player's hands total the same amount). There are 8 decks of 52 cards used.

(top)

How to Play:

Betting:

Your chips are first stacked by denomination ($1, $5, $25, $100, $500) at the bottom of the gaming window. The player then selects the amount they want to wager on a given hand by clicking on the chip of the denomination they would like to use.

The player then places their bet on the Baccarat table by clicking on one of the bet fields. The player can also specify a bet that is not equal to an existing chip denomination by clicking on a different chip denomination after placing the last chip on the table. For example, placing a $25 chip and then a $5 chip would make the total of the bet $30.

The player is also able to withdraw their entire wager simply by clicking on the right mouse button. The total of the bet being played will appear in the "Bet" section just below "Balance". The player may repeat their last bet by clicking on the shortcuts that are summarized below. If the player places a wager that is below the table bet limit, the bet will automatically be put to the minimum bet limit.

Dealing:

The shoe may be placed in front of you by the dealer, if you are offered the shoe a pop up box will appear stating that "You have been offered to cut the deck. By cutting the deck you accept to be the dealer for this hand." You are then ale to select Yes or No, and then you may decide whether or not to become the dealer for this hand. If you decline the shoe then it will move on to the next player. However, if you accept the shoe then a yellow card will appear which you then place where you would like the pack to be cut. If you or the other player does not accept to cut the cards, the dealer will then cut the cards randomly. Once the cards are then cut the dealer then draws the first card from the show, which they then reveal and burns (not shown on table) that many cards. Aces are 1 card and face cards are 10. The shoe then moves to the player who accepted it or the dealer remains with the shoe and the first hand is then dealt. The yellow card is placed back in the deck, and will be used as a designator as to when a shoe is complete.

After the player has pressed either the Deal or Pass button, the Player and the Banker are dealt two cards. All tens and picture cards are worth zero, aces are worth 1 and all other cards are presented as their face value. If the cards value exceeds 9, then the value is adjusted by subtracting 10 from the total value.

After the player has pressed either the Deal or Pass button, the Player and Banker are dealt two cards. All tens and picture cards are worth zero, aces are worth 1, and all other cards are worth their face value. If the value of cards exceeds 9, then the value is adjusted by subtracting 10 from the total.

Hand	Hand Total
9+7=16	6
5+5+5=15	5
10+9=19	"Natural" 9

As soon as the first two cards are dealt to both the Player and the Dealer, a third card may be dealt although the player does not as for a third card. All cards that are additional are subject to the "Third Card Rule", and no hand receives more than three cards. When both the Player and the Banker's hand equals the same total the hand is called a tie. If the value of either the Player or the Banker's hand is 8 or 9 (known as a "natural") after receiving their first two cards then no more cards shall we dealt. However, if the value of the Banker's hand on the first to cards is between 0 and 7 then the Player's hand shall we drawn in accordance to the "Thirds Card Rules".

(top)

Third Card Rules:

If the Player's two cards total:

Player's Hand	Draw?
0-5	Player's hand must draw
6-7	Player's hand must stand
8-9	"Natural" (both hands stand)

After the Player's Hand acts on a third card draw, the Banker's Hand also receives a third card according to these rules:

Banker's Hand	Draw?
0-2	Banker's hand must draw
3-6	Third card to Player's hand determines draw or stand
7	Banker's hand must stand

When the Banker's two cards total between 3-6:

Banker's Hand	Banker's hand draws when Player's third card is:	Banker's hand does not draw when Player's third card is:
3	1-2-3-4-5-6-7-9	8
4	2-3-4-5-6-7	0,1,8,9
5	4-5-6-7	0-1-2-3-8-9
6	6-7	0-1-2-3-4-5-8-9
7	Banker's hand must stand	Banker's hand must stand
8-9	"Natural" - Bank stands	"Natural" - Bank stands

If the Player's hand stands on two cards (6, 7), then a two card Banker hand totaling 3, 4, 5 must draw and a Banker hand totaling 6 must stand.

(top)

Payoffs:

Wager and Result	Payoff
A winning Player hand wager	1 to 1
A winning Banker hand wager (5% commission on winnings for the House)	1 to 1
A winning Tie wager	8 to 1

If the player bets on the winning hand then you are paid one to one. However, if the player bets a tie they are able to win 8 times the amount you originally bet. Note: if the player backs the Banker's hand, the House charges a small percentage.

(top)

Setting your table bet limit:

You are also able to set your table limit to below the maximum specified limit by selecting Bet Options on the Game Menu. The Modify Table Bet Limit will then appear, and to reduce the maximum type in the new limit in the appropriate box. Then click OK to complete this update. Please be aware that you can only modify your table bet limit once a week (Friday 12:00 AM EST), and using the Modify Table Bet Limit affects the limit for ALL games and not just your current one.

(top)

Numeric Keyboard Shortcuts:

Keyboard Entry	Action
0	Repeat last bet
Enter	Deal
1	Bet on Player Hand
2	Bet on Banker Hand
3	Bet on Tie
Up Arrow	Increase bet by 1
Down Arrow	Decrease bet by 1
Shift + Up Arrow	Increase bet by 10
<Shift> + Down Arrow	Decrease bet by 10
Del or .	Remove bets

For keyboards without keypads, you must use the "Fn" key plus the shortcuts above (e.g. 'Fn' + Enter). Please note that these keyboard shortcuts are given as a suggestion only. Some computers may function differently, and the shortcuts may not work on some computers.

(top)

Statistics:

You are able to view a list of the previous winners, which is displayed on the left hand side of the screen. The hand of the Banker is indicated by a B, the Player's by a P, and a tie is indicated by a dash '-'. Consecutive wins by either player are displayed in the same column, and a new column is created when either the Banker or Player starts a new winning streak. A tie is considered part of the same winning streak, and so is included in the same column as the previous winner.

(top)

Note: You are able to turn on and off the sound, voice and animation at anytime by clicking on the Options button that is located on the lower left-hand area of the console. The setting is turned on is the box is checked and off when it is unchecked, you must exit and re-enter the game to re-activate the animation feature.